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  • The first couple of decades of a person's life are a journey of discovery - of the toy store and the mall! And even though the objects of our desire change with time - from video games to a beachfront cottage - finding ways to pay for them is a challenge that spans a lifetime.

    In today's world of plenty, temptation must be balanced with education and financial guidance. Coastway believes that from a child's first allowance to a young adult's first credit card, the Learning Years are full of opportunities to establish sensible money habits that last a lifetime.

    The banking products we offer for the Learning Years have been designed to encourage young people to save, and to watch those savings grow. We want to teach young people to be money-savvy, especially when it comes to wise use of credit - a skill at the very heart of financial prudence.

    The Learning Years Suite features a savings account that pays a high interest rate to get children into the habit of saving; a CD that allows regular, automatic deposits for education and a controlled debit card to teach teenagers the wise use of credit.

    The Learning Years teach us this saving grace - that sensible spending in a world full of temptation is worth extra credit. Coastway's Learning Years products offer special rewards to young people to help develop these good habits.